High Yield Checking
Simply put, our High Yield Checking puts more money in your checking account. It’s not just a free checking account, it’s a lot better than that! That’s Rewards Checking at Greater Kentucky Credit Union — big bank rewards with a credit union heart.
Qualifying is Easy
You’re probably already doing everything you need to qualify for High Yield Checking. To earn rewards, just do the following during a Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatements
- Be enrolled in and log into Online or Mobile Banking
Meeting the qualifications listed above results in an impressive 2.25% APY.
However, if you have at least 20 debit card purchases post and settle, you are eligible for our special rate of 4.00% APY!
But it doesn't stop there. If you meet all of the prior qualifications AND have an active, secured loan with us, you can take advantage of our premium, sky-high rate of 5.00% APY!
If you don’t meet the qualifications one month, no sweat. You still have free checking and you’re still earning interest at our base dividend rate. Just meet the qualifications next month to get back to earning our best rewards. It’s that easy.
Cash Back Checking
Forget about collecting thousands of points to redeem for things you don't even need. Our free Cash Back Checking rewards you with actual cash back. Earn 2.50% cash back on your everyday debit card purchases!*
Qualifying is Easy
You're probably already doing everything you need to qualify for Cash Back Checking. To earn rewards, just do the following during a Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatements
- Be enrolled in and log into Online or Mobile Banking
That’s it! Even if you don’t meet your monthly qualifications, your Cash Back Checking account is always free. You can always qualify the very next month!
*2.5% cash back on debit card purchases up to $300.00 total purchases per month