Seamless Payments at Your Fingertips

Effortlessly manage your payments with our secure and easy-to-use platform - no app required.

 

Quick

Initiate payments swiftly with our user-friendly interface.

Flexible

Select from a variety of secure payment options.

Secure

Enter your PIN for added security.

 

Greater Kentucky Credit Union provides a digital loan payment service, providing our members with a seamless and convenient way to manage their loan payments.

  • Make Payments Anytime, Anywhere: Access your loan account and make payments on your schedule, whether you're at home, on the go, or anywhere in between.

  • Enjoy Increased Flexibility: Set up automatic payments, one-time payments, or custom payment schedules to fit your financial needs.

  • Monitor Your Loan Status: Easily view your loan details, payment history, and remaining balance to stay informed and in control of your finances.

  • Reduce Paperwork and Postage: Say goodbye to the hassle of mailing checks - our digital solution streamlines the entire payment process.

At Greater Kentucky Credit Union, we are committed to providing our members with the best possible financial services. Our digital loan payment service is just one way we are enhancing the member experience and empowering you to take control of your financial future.

 

Getting started

  • You will receive a text message informing you of the amount due on your loan. You will be able to review your payment options or you will be able to opt out of our text message service by texting “STOP”

  • The link will take you to a portal where you will be asked to verify your account with your account number and date of birth.

  • When you verify your account for the first time you will have to setup the following:

    • 4 digit pin: once you have entered your account number and date of birth, it will prompt you to create a 4 digit pin. Store this information in a secure place as you will need this pin number to verify future payments.

    • Preferred method of payment: to make a payment you will have to add your preferred form of payment in the portal. You can do this by selecting ADD NEW DEBIT CARD or ADD NEW BANK ACCOUNT which will prompt a secure website for you to input your information. If done correctly, there will be a message stating ‘Payment Method Success’ and you will be redirected to the payment portal.

  • Once your account has been successfully verified, you will be directed to the payment portal where you’ll be able to see all of your loans and will also be able to select your preferred payment method.

 

Benefits

  • The transaction fee for using this convenient service is only $5.99 (see “Other Ways To Pay” for fee-free alternatives)

  • Encrypted information guarantees your information is secure

  • Convenient ways to pay from an external account: text, website, online/mobile banking

  • Payments accepted from checking accounts, savings accounts and credit cards

 

Other Ways To Pay

If you are looking for a fee-free way of making a loan payment, we offer the following convenient options:

Call us at (859) 231-9300, and we’d be happy to process your ACH payment over the phone, free of charge.

Phone

Once enrolled in Online Banking, it's easy to set up automatic recurring transfers from your GTKYCU accounts to pay your loans.

Automatic Transfers

As an alternative to the Loan Coupon books, we offer blank loan coupons that you can print and fill out from the comfort of your own home, or you can attach your own note.

Click here to print your free loan coupons.

Mail

Visit either our Lexington or Versailles branch to make your payment face-to-face.

In-Person

 

Frequently Asked Questions

  • Log in to your online and mobile account using your smartphone, tablet or desktop and select ‘Make a Payment’ from the menu bar located on the left. This will take you to the payment portal where you will have to verify your account.

  • Yes, you will have to access the payment portal through our website or online and mobile banking. However, you will not receive any text notifications regarding payment reminders and will not be able to make a payment via text message.

  • Once you receive a text reminder, you respond “Pay” to the same text. You will be asked to enter your pin to verify your account, once you have completed this process your payment will be complete and you should receive a confirmation text. NOTE: you will have to setup a 4 digit pin and preferred method of payment prior to using text payments.