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Current Promotions


Sizzling Summer Certificate Special - Limited Time Only!

Sizzling Summer Certificate Summer came and left before we could blink! We still have about a month until it's all over though, so we're making the most of the time we have with our Sizzling Summer Certificate Special!

Right now, you can open a 1 YEAR CERTIFICATE with just $5,000 and earn 2.75 APY*! That's the same rate we pay on our 5 Year Jumbo Certificate!

Hurry and take advantage of this limited time offer before it's gone! Deals like this don't come along every day, so make the most of your Summer and invest in yourself! Click here to apply online today!

*APY Annual Percentage Yield.  Rates are accurate as of August 1, 2018.  $5,000 minimum balance to earn APY.  Fees may reduce earnings. A penalty may be imposed for early withdrawal. Insured by NCUA


Vacation Loans now Available!

Vacation Loan June 2018Can you believe that Summer is already here? The way this year has flown by, who has the time to think about how they're going to manage to take that needed Vacation? Well luckily, you don't need to sweat it this Summer! GTKY can help!

If you want to take the trip of a lifetime, but didn't start saving in time, it doesn't mean you're stuck at home! Click here to apply for a Vacation Loan and start planning your Summer getaway!


  Turn Your Dream Home into a Reality!

HELOC Mobile 960x440 PROMOIt's Spring project season and I'm sure we all have a few that have been on our minds lately! Luckily, you don't have to hold off on turning your dream home into a reality with our new, 20 year Home Equity Line of Credit!

It's the "Draw it when you need it" loan. Now that's a great deal!

Click here to apply for a Home Equity Line of Credit today!

*Annual Percentage Rate (APR) is a variable rate. As of March 22 2018, rates as low as 4.25%.  The variable interest rate will be equal to Prime, as published in the Wall Street Journal 10 days prior to any rate adjustment, plus/minus a margin.  The APR can vary after the account is open.  Rate cannot increase/decrease more than 2.0% in any one year.  The APR cannot increase more than 8.0% above the initial rate and cannot go below 4.0% at any time during the term of the loan.  Maximum Loan to Value is 80%.  There is a 10 year advance period with a 10 year repayment period for a total term of 20 years.  Payment example, if you made only the minimum monthly payment and took no other credit advances it would take 19 years and 11 months to pay off a credit advance of $10,000 at an APR of 5.5%, with 239 payments of $69.00.  Minimum draw amount is $300. Minimum loan amount is $5,000. Closing cost range from $0 to $700. Insurance is required and not included in the closing costs. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.  All loans subject to approval.  Must be a credit union member with a $10 par value.  Consult a tax advisor regarding deductibility of interest.


  Refinance Your Auto Loan and get up to $250 Cash Back!

Car refinance incentive cash back

Did you know that you can save money by refinancing your auto loan with Greater Kentucky Credit Union? Refinance your auto loan today and you can earn 1% cash back, up to $250!

It's easy to refinance! Start your application here or call us today at (859) 231-9300 to speak directly with a representative!

This offer ends on April 30, 2018, so act fast before it's over!

 

*1% cash back rebate offer valid with refinancing a vehicle loan held at another financial institution to Greater Kentucky Credit Union. Rebate will be 1% of the total amount financed. Maximum cash back rebate is $250 per vehicle loan refinanced. Minimum loan amount is $7,500. Existing Greater Kentucky Credit Union loans are not eligible for this refinance promotion. Rebate will be deposited into member’s GTKY savings account within 15 business days after first payment is made. Vehicle loan must be in good standing in order to be eligible for cash back deposit to be made. Offer may end at any time and subject to change. Loans subject to approval. Rates, terms and conditions are subject to change and vary based on credit worthiness, collateral conditions, and qualifications. Member is responsible for applicable taxes. Offer ends June 30, 2018.


Refinance Your Mortgage, Earn $100!

Mortgage home buying refinanceAre you financing your home with another institution? Bring your loan to Greater Kentucky Credit Union and we may be able to save you money, lower your interest rate, or lower your monthly payment!

On top of that, you'll earn $100 when you bring your mortgage to us!

Click here to start your home loan application, or call us today at (859) 231-9300 to speak with a mortgage representative!

*Refinance a current home loan financed with a lender other than Greater Kentucky Credit Union to be eligible to receive $100 Cash Back.  Does not apply toward existing Greater Kentucky Credit Union loans.  The minimum loan amount is $7,500 to qualify for cash back.  Member is responsible for any fees associated with transferring of title. Limited to one $100 Cash Back per loan refinanced.  The $100 will be credited within 15 business days after first months loan payment has been paid.  Ask a Member Service Representative about options available for this credit. Offer may end at any time and subject to change.  Loans subject to approval.  Rates, terms and conditions are subject to change and vary based on credit worthiness, collateral conditions, and qualifications. Member is responsible for applicable taxes.

Greater Kentucky Credit Union is an equal opportunity lender.


We've Raised Our Rates on Jumbo Certificates!

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It has always been easy to save more at Greater Kentucky Credit Union and now it's even easier! Make your savings work for you today!

Come In or Call Us Today to Open a Jumbo Certificate!

Want to Apply Online? Click Here!

 

*APY Annual Percentage Yield. Rates are accurate as of May 1, 2017. $50,000 minimum balance to earn APY. Fees may reduce earnings. A penalty may be imposed for early withdrawal.


 

   
© 2018 Greater Kentucky Credit Union, Inc