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Rates


As a not for profit financial cooperative, we can offer our members better interest rates on loans than big banks can. Interested in seeing what rates we're offer? Check out our categories below and see if we can even beat the rate you're paying on your loans with other institutions.

Auto Loans | Home Loans | Boat, RV & Motorcycle | Personal Loans | Credit Cards | Deposit Accounts


Auto Loans (as of October 1, 2017)

  New Autos (2016 - 2017)
  Term   Rates as low as* Monthly Payment per $1000 Borrowed
   Up to 48 Months    1.99% APR*    $21.69
   49 - 66 Months    3.19% APR    $16.54
   67 - 75 Months    3.59% APR    $14.90
   76 - 84 Months    4.19% APR    $13.76
  Used Autos (2016 and Prior Years)
  Term   Rates as low as* Monthly Payment per $1000 Borrowed
   Up to 48 Months    3.19% APR    $22.22
   49 - 75 Months    3.79% APR    $15.00
   76 - 84 Months    4.39% APR    $13.85

*APR Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness and qualifications. All loans subject to approval. Rates presented assumes automatic payment relationship with Greater Kentucky CU.


Home Loans

 Interested in Our Mortgage Rates? Call Us at (859) 231-9300. We'd Love to Talk to You.


  Boat, RV & Motorcycle Loans (as of October 1, 2017)

  New (2016 - 2017)
  Term   Rates as low as* Monthly Payment per $1000 Borrowed
   Up to 60 Months    5.99% APR    $19.33
   61 - 72 Months    6.49% APR    $16.81
  Used (2016 and Prior Years)
  Term   Rates as low as* Monthly Payment per $1000 Borrowed
   Up to 60 Months    6.49% APR    $19.56
   61 - 72 Months    6.99% APR    $17.04

*APR Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness and qualifications. All loans subject to approval.


  Personal Loans (as of October 1, 2017)

  Amount
  Rates as low as*
   Up to $10,000
   6.99% APR

*Annual Percentage Rate. Minimum loan amount is $300. Maximum loan amount is $10,000. A onetime Setup and Maintenance Fee of $30 applies. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. The annual percentage rate may vary after the account is opened. All loans subject to approval.


Credit Cards

Please See Our Visa Rates and Disclosures for More Information.


  Deposit Accounts

For More Information About Our Deposit Accounts, Please See Our Truth in Savings Disclosure.


 

 

 

   
© 2017 Greater Kentucky Credit Union, Inc